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Use Our Refinance Loan Calculator Free

Use this home refinance loan calculator to determine if you should refinance your mortgage at a lower interest rate. This refinance loan calculator will calculate the monthly payment and net interest savings and in addition it will also calculate how many months it will take to break even on the closing costs.

If you don't have a refinance interest rate or refinancing closing costs, why not use one of the mortgage brokers at the bottom of the page to get a free quote on refinancing your home loan.There is no obligation or pressure to follow through on the quote.

Mortgage Refinance Calculator
Enter the Values for the Comparison You Wish to Make

Input Values
Existing Loan
Original Amount of Current Mortgage
$  
Interest Rate (APR) of Current Mortgage
 %
Total Length of the Current Loan
  years
Loan Start Date
Remaining Principal on the Current Loan
$  
New Loan
Interest Rate of Refinance Loan
 %
Term Length of the Refinance Loan
  years
If taking "Cash out," enter the amount
$  
Closing Costs
$   The refinance calculator displays an estimated amount of closing costs (2% of remaining principal)
Closing Costs Will Be...
Paid by Cash or Check
Rolled into the Loan
Paid by Lender
(Yield Spread Points)
* Do not include any escrow contributions, prepaid interest, prepaid taxes, insurance (other than title insurance), or other "prepaids" as closing costs.

Uniform Residential Loan Application Tutorial

This application is designed to be completed by the applicant(s) with the Lender's assistance. Read more>>
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Mortgage Refinancing Basics