Mortgage Refinance Advice

Q: How can I spot a refinancing scam?

A: Scammers and spammers prey on people's fears and lack of caution, especially in uncertain economic times. People who may be underemployed and scrambling to cover household expenses every month can be overly eager to jump at the first home refinance offer that looks like it could make all their financial problems just disappear. Read More>>

Q: When is the right time to refinance?

A: Knowing the right time to do a home mortgage refinance depends on where you are financially and what you are trying to accomplish. It may be the right time for refinancing your home Read More>>

Q: Is a cash-out refinance a good idea?

A: A cash-out refinance can be a way to pay off debt or make home improvements if you have significant equity in your home. Find out how to qualify.   Read More>>

Q: Refinancing information: what you need to know about loan subordination

A: If you have a first mortgage and a home equity loan or home equity line of credit, refinancing may involve a mortgage subordination. Knowing what's involved ahead of time can save you time and money. Read More>>

Q: Is it Time to Refinance your Jumbo Mortgage?

A: When interest rates dropped on conventional mortgages, homeowners with larger loans were frustrated by high rates. Find out if lower jumbo mortgage rates allow you to refinance.   Read More>>

Q: Mortgage Rate or Loan Term - Which is More Important in a Refinance?

A: When you decide to refinance your home, it's tempting to focus on interest rates. However, the term of the loan can be equally important to your refinancing decision.   Read More>>

Q: Should You Get A Home Equity Loan When Refinancing?

A: Determine if refinancing to a home equity loan is the optimal solution in your home refinance.   Read More>>

Q: When is the Best Time to Refinance Your Home Loan?

A: When making the decision for a home refinance, your personal financial situation is the most important factor in the process. Read More>>

Q: What is the break-even point for a refinance?

A: Read More>>

Q: Is Low Cost Or No Cost Refinancing For You?

A: Determine if a low cost or no cost refinance loan can benefit you in the the home refinancing situation.   Read More>>

Q: Can Refinancing a Mortgage with an FHA Loan Really Increase My Home's Value?

A: No, that's not a typo. You actually can increase your home's resale value by refinancing from a conventional home loan to an FHA mortgage. How is that possible? Because you can lock in today's historically low interest rates for a potential future buyer with an assumable FHA home loan. Read More>>

Q: FAQs about ARMs: what you need to know

A: Before signing up for an adjustable-rate mortgage, know what you are getting into.   Read More>>

Q: Why fixed-rate mortgages remain popular

A: Whether refinancing or applying for a mortgage for a home purchase, the majority of borrowers today opt for a fixed-rate mortgage. Find out if this type of loan meets your needs.   Read More>>

Q: Should I Refinance To A Fixed Rate Mortgage?

A: Learn about the pros and cons of a fixed rate mortgage when refinancing. Is it the right decision for your home refinance? Read More>>

Q: What is a reverse mortgage, and is it right for me?

A: A reverse mortgage can be a good option if you have home equity but need a regular source of cash for living expenses or medical expenses.   Read More>>

Q: Is a Reverse Mortgage Right for Your Parent?

A: If you are considering a reverse mortgage there are a few things you need to know. This article will give you a good starting base for your home refinance research. Read More>>

Q: Is Refinancing An Option After Bankruptcy?

A: Is refinancing an option after bankruptcy? Access the information provided by Refinancing Right to determine the future of your next home refinance. Read More>>