Refinancing Right - Everything you need to know about refinancing.

Refinancing your home to a better interest rate may save you lots of money over time, but many homeowners struggle with how to pay the upfront fees. One solution is a no-cost refinance–a term that refers to a number of ways the closing costs can be bundled into your refinance loan. While no-cost refinancing options [...]

Refinancing a second home with Fannie or Freddie Mac doesn’t cost any more than refinancing a comparable primary home. There are no risk-based pricing adjustments for second homes. While financing an investment property at 80% of its value can add 3.75 points to your fees, that’s not the case with a second home that meets [...]

Comparing mortgage interest rates doesn’t have to make your hair stand on end (or fall out!). Starting January 1, 2010, it should be much easier to understand the terms of loans presented to you and make comparisons between mortgage products.
Regulation X Means No Baiting, No Switching

Changes to Regulation X mean what you see on your [...]

Mortgage brokers work with wholesale mortgage lenders. Wholesale mortgage lenders’ only function is to underwrite and fund home loans. What they don’t do is maintain offices, pay sales staff, originate mortgages, or process loans. Brokers fill that function for them.
Mortgage Brokers’ Strengths
Mortgage brokers can be especially helpful when you have a tricky loan, with challenges [...]