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	<title>Refinancing Right</title>
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	<description>Home Refinance Tips and Talk</description>
	<lastBuildDate>Thu, 02 Feb 2012 13:41:07 +0000</lastBuildDate>
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		<title>Refinance activity slow in spite of low rates</title>
		<description><![CDATA[While mortgage rates stayed low last week, fewer homeowners applied for a home refinance. One possible reason may be that home prices remain flat or have dropped in 19 of 20 cities, according to the S&#38;P/Case-Shiller Home Price Index. The Refinance Index, which reports how many homeowners apply for a mortgage refinance each week, dropped [...]]]></description>
		<link>http://www.refinancingright.com/blog/home-refinance/refinance-activity-slow-in-spite-of-low-rates.html</link>
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		<title>Refinancing activity slows as rates tick up</title>
		<description><![CDATA[The spike in mortgage applications during the week ending January 13, 2012 was followed by a dip in the number of applications last week, according to the Mortgage Bankers Association (MBA). Mortgage rates also rose slightly last week. While mortgage applications may have declined because of the slight uptick in mortgage interest rates, the decrease [...]]]></description>
		<link>http://www.refinancingright.com/blog/home-refinance/refinancing-activity-slows-as-rates-tick-up.html</link>
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		<title>Surge in home refinance applications</title>
		<description><![CDATA[The Mortgage Bankers Association (MBA) reported that applications for a mortgage refinance rose by 26.4 percent during the week ending January 13, 2012 compared to the previous week. The MBA’s Refinance Index reached the highest level since August 8, 2011 and the refinance share of mortgage applications rose to 82.2 percent. “Interest rates dropped last [...]]]></description>
		<link>http://www.refinancingright.com/blog/home-refinance/surge-in-home-refinance-applications.html</link>
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		<title>New Year brings more refinancing applications</title>
		<description><![CDATA[If your New Year’s resolution was to apply for a mortgage refinance, you are not alone. More refinancing applications were completed during the first week of 2012 than during the holiday season, even when adjusted for vacation days. The Mortgage Bankers Association (MBA) reported that for the week ending January 6, 2012, the Refinance Index, [...]]]></description>
		<link>http://www.refinancingright.com/blog/home-refinance/new-year-brings-more-refinancing-applications.html</link>
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		<title>Mortgage applications decrease during holidays</title>
		<description><![CDATA[Mortgage bankers did not receive much of a holiday gift from consumers in 2011, since applications for both a home refinance and new home loans decreased during the last two weeks of 2011 even when the statistics are seasonally adjusted, according to the Mortgage Bankers Association (MBA). The Weekly Mortgage Applications Survey for the weeks [...]]]></description>
		<link>http://www.refinancingright.com/blog/home-refinance/mortgage-applications-decrease-during-holidays.html</link>
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		<title>Refinancing rates to stay low in 2012</title>
		<description><![CDATA[While mortgage rates, like many other factors in the economy, are often unpredictable, most economists assumed rates would rise a little in 2011 rather than drop to record lows. The continuing uncertainty in the U.S. economy is likely to keep mortgage rates hovering below five percent, at least for the first few months of 2012. [...]]]></description>
		<link>http://www.refinancingright.com/blog/home-refinance/refinancing-rates-to-stay-low-in-2012.html</link>
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		<title>Low mortgage rates fail to increase refinances</title>
		<description><![CDATA[Mortgage refinancing applications decreased last week in spite of continuing low mortgage rates. While the possibility of refinancing to a lower interest rate is enticing to many homeowners, those who have yet to refinance in 2011 are likely unable to qualify due to declining home values and a weak economy that has reduced incomes and [...]]]></description>
		<link>http://www.refinancingright.com/blog/home-refinance/low-mortgage-rates-fail-to-increase-refinances.html</link>
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		<title>Low mortgage rates drive rush to refinance</title>
		<description><![CDATA[Mortgage refinance applications surged for the second week in a row, according to the Mortgage Bankers Association (MBA), fueled by a drop in mortgage rates. The MBA’s Weekly Mortgage Applications Survey showed that refinance applications increased by 9.3 percent during the week ending December 9, 2011 compared to the previous week. This represents the highest [...]]]></description>
		<link>http://www.refinancingright.com/blog/home-refinance/low-mortgage-rates-drive-rush-to-refinance.html</link>
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		<title>Surge in refinance applications</title>
		<description><![CDATA[Many homeowners have decided a new home loan should be part of their financial resolutions for 2012, as mortgage applications for a home refinance rose last week. The Mortgage Bankers Association (MBA) reported a sharp increase in the number of applications for mortgage refinancing during the week ending December 2, up 15.3 percent over the [...]]]></description>
		<link>http://www.refinancingright.com/blog/home-refinance/surge-in-refinance-applications.html</link>
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		<title>Fewer homeowners underwater</title>
		<description><![CDATA[CoreLogic, a provider of mortgage data, released data on November 29 showing that 22.1 percent of all homeowners with a mortgage owed more than the value of their home during the third quarter of 2011. This represents a slight decrease compared to the previous quarter. Underwater homeowners have been unable to refinance into lower mortgage [...]]]></description>
		<link>http://www.refinancingright.com/blog/home-refinance/fewer-homeowners-underwater-3.html</link>
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