If you are a good credit risk, always pay your mortgage on time and have a steady income, you may have received a refinance offer from your mortgage lender. Before you agree to the offer, though, you should consider your refinancing goals and options. Lenders, like any other business owners, like to hold onto their [...]
...Read MoreIt may seem like an old story by now, but someday we’ll look back on these rock-bottom mortgage rates with a sense of wonder. Mortgage rates declined again last week slightly and are hovering around record low interest rates, yet refinance applications decreased. The Mortgage Bankers Association (MBA) says that applications for a home refinance [...]
...Read MoreLow mortgage rates cannot do all the heavy lifting when it comes to enticing homeowners to refinance. Borrowers need income, home equity and some confidence in the economy in order to apply for a home refinance, and not all of those elements have been in place this week. While mortgage rates remain at near-record lows, [...]
...Read MoreMortgage rates dropped back to record low interest rates during the week ending April 13, 2012 and applications for a home refinance rose. Many refinancing applications were for the federal government’s Home Affordable Refinance Program (HARP), designed to allow underwater homeowners to refinance. The Mortgage Bankers Association (MBA) reported that that refinance applications rose by [...]
...Read MoreMortgage rates decreased slightly during the week ending April 6, 2012, but applications for mortgage loans still slowed compared to the previous week. A mixed bag of economic reports may have added to the uncertainty of homeowners and potential buyers. The Mortgage Bankers Association (MBA) reports that applications for a home refinance decreased 3.1 percent [...]
...Read MoreFor the first time in six weeks, the number of applications for a home refinance rose during the week ending March 30, 2012, according to the Mortgage Bankers Association (MBA). A slight decrease in mortgage rates contributed to the increase. Homeowners interested in refinancing may also have felt pressed into action to beat the impending [...]
...Read MoreThe rush to refinance seems to have abated for the moment. The Mortgage Bankers Association (MBA) reports that applications for a home refinance dropped for the sixth consecutive week during the week ending March 23, 2012. The MBA’s Refinance Index declined by 4.6 percent compared to the previous week, falling to the lowest level since [...]
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Those in the housing industry believe they're starting to see it come back. While home prices may not have hit bottom, they all believe it's a great time to buy. Read More>>
5 good reasons to refinance your home with an FHA mortgage Should you consider cash-out refinancing?
If you are a good credit risk, always pay your mortgage on time and have a steady income, you may have received a refinance offer from your mortgage lender. Before you agree to the offer, though, you Read More>>
Mortgage rates dip lower Refinance activity and home prices decline
